Business Health Score
One 0–100 score built from your imported financial reports — with the detail behind it, what it means, and what to do next.
Weighted from profit (25), liquidity (25), leverage (20), gross margin (15) and asset returns (15).
Import a financial report to see your health score. The score blends your profit, margins, liquidity, debt and asset returns into a single 0–100 number.
Each pillar scores points out of its own maximum. Green means strong, amber needs attention, red is a risk.
How much of every $1 of revenue survives as profit after all costs, interest and tax. Under 5% leaves no buffer — pricing, cost control or sales volume need work.
Profit left after direct job costs like materials, labour and subcontractors. A low gross margin usually means under-pricing or uncontrolled direct costs.
Whether short-term assets can cover the bills due in the next 12 months. Under 1.0 signals cash strain and risk of late payments.
How much the business relies on borrowings versus owner funds. Above 2–3 is high risk if rates or revenue move against you.
How hard your assets — tools, vehicles, plant — work to generate profit. Under 2% suggests idle assets or debt-fuelled purchases.